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 सुरक्षा की सौगात

               फसल बीमा पॉलिसी,

                           अब आपके हाथ

BENFITS  OF THE INSURANCE  

 प्रधानमंत्री फसल बीमा योजना ने बेहतर सुरक्षा कवर देकर जोखिम कम किया है, जिसका लाभ करोड़ों किसानों को मिला है। इस योजना ने दावा भुगतान में पारदर्शिता को बढ़ावा देकर किसानों में एक नया विश्वास जगाया है। 

 

SAID BY  नरेन्द्र मोदी, प्रधानमंत्री

ONE POLICY AND MANY  MORE BENFITS OR योजना एक्क, लाभ अनेक

1. योजना एक्क, लाभ अनेक.

2.भुगतान सीधे किसान के बैंक खाते में

3.पंजीकरण के लिए 12 भाषाओं में एनसीआई पोर्टल एवं क्रॉप इन्शुरन्स ऐप पैदावार के बेहतर अनुमान के लिए आधुनिक तकनीक

4. किसानों की सुविधा के लिए घर-घर पॉलिसी वितरण

योजना के 7 साल : बन रही एक नई मिसाल...

हर साल 5.5 करोड़ से अधिक किसान योजना से जुड़ रहे हैं।

खरीफ 2022 की मुख्य उपलब्धियाँ

6 करोड़ किसान आवेदन प्राप्त

खरीफ 2021 की तुलना में खरीफ 2022 में गैर ऋणी किसान आवेदनों में 21% की वृद्धि

AGRICULTURE INSURANCE COMPANY OF INDIA 

: At present four crop Insurance schemes namely National Agricultural Insurance Scheme (NAIS), Pilot Modified National Agricultural Insurance Scheme (MNAIS), Pilot Weather Based Crop Insurance Scheme (WBCIS) and Pilot Coconut Palm Insurance Scheme (CPIS) is being implemented in the country. 

Modified National Agricultural Insurance Scheme

To improve further and make the scheme easier & more farmer friendly, a Joint Group was constituted by GOI to study the existing crop insurance schemes. Based on the recommendations of the Joint Group and view/comments of various stakeholders, a proposal on Modified National Agricultural Insurance Scheme (MNAIS) was prepared which has been approved for implementation on pilot basis in 50 districts during the remaining period of 11th Plan from Rabi 2010-11. The salient improvements made in MNAIS are as under:  Actuarial premium with subsidy in premium ranging upto 75% to all farmers;  Only upfront premium subsidy is shared by the Central and State Government on 50:50 basis and all claims liability is on the insurance Company.  Unit area of insurance reduced to village/ village panchayat level for major crops.  Indemnity for prevented sowing/planting risk and for post harvest losses due to cyclone (coastal areas);  On account payment up to 25% of likely claims as immediate relief to farmers;  Uniform seasonality discipline for loanee and non-loanee farmers;  More proficient basis for calculation of threshold yield; and minimum indemnity level increased to 70% instead of earlier 60%;  The scheme is compulsory for loanee farmers and voluntary for nonloanee farmers;  Participation of private sector insurers for creation of competitive environment for crop insurance.  Setting up a catastrophic fund at the national level contributed by the central and the state government on 50:50 basis to provide protection to the insurance companies in the event of premium to claim ratio exceeds 1:5 at national level and failure to procure appropriate reinsurance cover at competitive rates;  NAIS is withdrawn from those area(s)/crop(s) where MNAIS is implemented. The Scheme has been implemented in all the 50 districts during Rabi 2011- 12 season and in 44 districts during Kharif 2012 and is being implemented in 35 districts during Rabi 2012-13. Since inception of the Pilot, 33.26 lakh farmers have been covered over an area of 36.27 lakh hectares insuring a sum amounting to Rs.8063.73 crore. The claims amounting to about Rs. 234.27 crores have become payable against the premium of about 824.38 crore benefiting about 2.29 lakh farmers (upto Kharif 2012 season). Pilot Weather Based Crop Insurance S

WHAT WAS THIS INSURANCE COVERED ?

THE RISKS COVERED IN THE SCHEME INCLUDE PREVENTION OF SOWING OR PLANTING OF SEEDS DANMAGE DUE TO THE STANDING CROPDE DUE TO NON PREVENTABLE RISKS LIKE DROUGHT,FLODD,LANDSLIDE ETC .ALONG WITH POST-HARVEST LOSSES .

IS CROP INSURANCES IS GOOD FOR TAKING . 

YES. CROP INSURANCES PROVIDE YOU  TO THE FULL RECOVERY OF MONEY WHEN THE { ABOVE WRITEEN SCENCE HAPPEN ] IT PROVIDE YOU TO SAFETY OF THE MONEY .

HOW MUCH PREMIUM OF THE CROP INSURANCE 

IN CASE OF ANNUAL COMMERICAL AND HORTICULTURE CROPS , THE PREMIUM TOI BE PAID BY FARMERS WILL BE ONLY 5 PERCENT 

WHICH COMPANY PROVIDE THE INSURANCE OF THE CROPS 

AGRICULTURE INSURANCE COMPANY OF INDIA  PROVIDE THE INSURANCE OF THE CROPS. 

WHAT IS THE IMPORTANCE OF THE CROP INSURANCE

जैसे की इंडिया मेई बोहोत सारे किसान अपनी लाइफ बोहोत मुस्किल एम, ई बिटा रहे हा इस्की के लिए सरकार ने इनकी लाइफ को अच्छा करने के लिया ये बीमा दिया हा। अगर कोई किसान बीमा नहीं करता है तो उसकी फसल के अपशिष्ट, खराब होने पर सारा नुकसान किसान का होगा।लेकिन उसे फसल का बीमा कर रखा होगा तू सारा नुकसान बीमा कंपनी का होगा। फसल बीमा बोहत महत्वपूर्ण हा.

       

                                                             OR IN ENGLISH 

     

As in India, all the farmers are living their lives very difficult, for the sake of their lives, the government has given this insurance to make their lives better. If a farmer does not insure, then the waste of his crop, in case of spoilage, all the loss will be of the farmer.But he would have kept the crop insured, all the loss would be of the insurance company.THE CROPS INSURANCE IS VERY IMPORTANT 

HOW TO DOWNLOAD AGRICULTURE INSURANCE COMPANY APPLICATION 

TO DOWNLOAD THE APPLICATION OF THE AGRICULTURE INSURANCE COMPANY APP FOLLOW THE GIVEN STEPS ;-

1)  FIRST OF ALL TURN ON THE MOBILE DEVICE 

2)  OPEN THE PLAY STORE APLLICATION IN YOUR MOBILE DEVICES 

3) SEARCH AGRICULTURE INSRANCE APP 

4) CLICK ON THE FOLLOWING PICTURE  ON THE PLAY STORE  THAT IS GIVING BELOW 

5) CLICK ON THE INSTALL BUTTON AFTER SOMETIMES THE APP WILL BE DOWNLOADED  AND YOU ARE READY TO GO 

                                                            OR IN HINDI 

कृषि बीमा कंपनी ऐप के आवेदन को डाउनलोड करने के लिए दिए गए चरणों का पालन करें;-

1) सबसे पहले मोबाइल डिवाइस को चालू करें

2) अपने मोबाइल उपकरणों में प्ले स्टोर एप्लिकेशन खोलें

3) कृषि बीमा ऐप खोजें

4) नीचे दिए गए प्ले स्टोर पर नीचे दी गई तस्वीर पर क्लिक करें

5) इंस्टॉल बटन पर क्लिक करें कुछ समय बाद ऐप डाउनलोड हो जाएगा और आप जाने के लिए तैयार हैं

                                                                                 

WHAT IS INSURANCE 

INSURANCE IS THAT IF ANY LOSS OCCUR BUT PEOPLE HAVE  THE INSURANCE OF THE SAME KIND/ TYPE OF LOSS OCCUR.FOR EXAMPLE IF THE PEOPLE GOT AN CAR ICCIDENT AND GONE TO THE HOSPTIAL FOR TREATMENT AND LET  ASSUME THE COST OF THE TREATMENT IS  5 LAKH BUT IF THE PEOPLE HAS NOT THE INSURANCE ALL THE COST OF THE TREATMENT IS PAID BY THE PEOPLE WHO GOT IN THE ACCIDENT WHEREAS THE PEOPLE HAS AN HEALTH INSURANCE THEN ALL THE COST HAS BEEN PAID BY THE INSURANCE COMPANY FROM WHICH HE BUY THE INSURANCES. 

    

                                                    OR IN HINDI 

बीमा यह है कि अगर कोई नुकसान होता है लेकिन लोगों को एक ही तरह का बीमा / नुकसान होता है। उदाहरण के लिए अगर लोगों को एक कार की पहचान मिली और वे इलाज के लिए अस्पताल गए और इलाज के लिए 5 लाख की लागत मान लें। यदि लोगों के पास बीमा नहीं है, तो उपचार की सभी लागत का भुगतान दुर्घटना में शामिल लोगों द्वारा किया जाता है जबकि लोगों के पास स्वास्थ्य बीमा है, तो सभी लागत का भुगतान बीमा कंपनी द्वारा बीमा कंपनी द्वारा किया गया है।

WARNING -  ALWAYS BE CAREFULL WHILE  PURCHASING THE INSURANCE  READ ALL THE IMPORTANT TEARM AND CONDITION OF THE INSURANCE 

FOR THE REST OF THE INFORMATION GO TO THE - AGRICULTURE INSURANCE COMPANY OF INDIA OFFICIAL WEBSITE